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Commercial solar funding: how UK businesses pay for solar

Every route to funding commercial solar and battery storage — from £0-upfront PPAs to buying outright — with a full guide to each. Independent, introducer-led, no obligation.

UK businesses fund commercial solar in four main ways: a Power Purchase Agreement (PPA), where a funder pays for the system and you buy the power at a fixed rate below the grid with £0 upfront; hire purchase or leasing, which spread the cost; buying outright (CapEx); and, occasionally, grants. A PPA is the most common route for zero-upfront solar.

The routes

Four ways to fund commercial solar

A PPA is our flagship because it removes the upfront cost entirely — but it isn't the only option. Here's each route at a glance; compare them side by side on our funding options page.

Commercial solar funding compared at a glance

How the four routes differ on the things that matter — upfront cost, ownership, maintenance and accounting treatment. Figures are structural, not a quote; we compare each against your own numbers.

Commercial solar funding routes compared: PPA, outright purchase (CapEx), hire purchase and leasing.
  PPA £0 upfront CapEx HP Lease
Upfront cost £0Full system costDepositLow / none
Payment Fixed rate per kWhOne-off capital costFixed monthly instalmentsFixed rentals (opex)
Ownership Yours for £1 at end of termYours from day oneYours at end of agreementReturn, extend or buy at end
Maintenance Fully includedOptional O&M packageOptional O&M packageOptional O&M package
Accounting treatment Off-balance-sheet (operating cost)Capital assetAsset on balance sheetRentals as operating expense
Best for Businesses that want no capital outlay, no risk and no maintenance — just lower bills from day one.Businesses with capital available that want the strongest long-term return and full ownership.Businesses that want to own the system but spread the cost and protect their cash flow.Businesses that want minimal upfront cost and predictable, tax-efficient operating payments.

Funding & PPA knowledge centre

Everything you need to decide

Plain-English guides on funding routes, how a PPA works, and the costs, savings and tax — so you can choose the right way to fund solar for your business.

Browse all commercial solar guides, or see solar by industry and by location.

Common questions

Commercial solar funding, answered

How can a business get commercial solar with no money upfront?

Through a Power Purchase Agreement (PPA). A funder pays for the design, equipment, installation and maintenance, and your business buys the electricity the system generates at a fixed rate guaranteed at least 30% below the grid. There is no capital cost, and the system becomes yours for £1 at the end of the term.

What is the best way to fund commercial solar?

It depends on your capital and priorities. A PPA suits businesses that want zero upfront cost and no maintenance risk; buying outright suits those with capital who want the full lifetime savings; hire purchase and leasing sit in between. As an introducer, we compare each against your own numbers.

Who owns the solar panels under a funded agreement?

Under a PPA the funder owns and maintains the system for the term (typically around 20 years), then it transfers to your business for a nominal £1. With hire purchase or an outright purchase you own the system from the outset.

Are there grants for commercial solar in the UK?

Grants exist but are limited and usually part-fund a purchase rather than cover the whole cost. For most businesses a PPA or asset finance is a more reliable route to zero or low upfront cost. We can flag any current schemes relevant to your situation.

Find the right way to fund your solar

Tell us about your site and we'll compare every funding route against your numbers — free, no obligation.

  • £0 upfront cost
  • Rates 30%+ below the grid
  • Fully funded & maintained
  • No obligation